Insurance Coverage and Bad Faith

Busi­ness­es and home­own­ers pur­chase insur­ance poli­cies to min­i­mize the eco­nom­ic impact of acci­dents and loss­es to their prop­er­ty. Ide­al­ly, an attor­ney should nev­er have to be hired to recov­er ben­e­fits owed under an insur­ance pol­i­cy and need­ed to repair and/or replace prop­er­ty that has been dam­aged or lost by events such as hail, wind, fire, frozen pipes, or theft. The pol­i­cy­hold­er pays pre­mi­ums, and in exchange expects the insur­ance com­pa­ny to hon­or its promise to pro­vide coverage.

Unfor­tu­nate­ly, and despite a legal oblig­a­tion placed on insur­ance com­pa­nies to per­form their oblig­a­tions and han­dle insur­ance claims in good faith, insur­ance com­pa­nies some­times fail to live up to their oblig­a­tions. In these unfor­tu­nate instances, insur­ance com­pa­nies dis­re­gard policyholder’s rights by improp­er­ly delay­ing the pay­ment of ben­e­fits, under­pay­ing the true val­ue of the loss, or deny­ing an insur­ance claim out­right when the claim is cov­ered under the pol­i­cy. When insur­ance car­ri­ers do this, the pol­i­cy­hold­er is denied ben­e­fits it paid for and that are right­ful­ly owed.

Our attor­neys have exten­sive expe­ri­ence in han­dling mat­ters on behalf of pol­i­cy­hold­ers to address these types of insur­ance cov­er­age and bad faith issues. We have suc­cess­ful­ly assist­ed pol­i­cy­hold­ers in recov­er­ing sub­stan­tial sums wrong­ful­ly denied and with­held by insur­ance car­ri­ers. If you believe your insur­ance claim has been improp­er­ly denied or delayed, please con­tact our office to dis­cuss how we can assist you to address that conduct.

Busi­ness­es and home­own­ers pur­chase insur­ance poli­cies to min­i­mize the eco­nom­ic impact of acci­dents and loss­es to their prop­er­ty. Ide­al­ly, an attor­ney should nev­er have to be hired to recov­er ben­e­fits owed under an insur­ance pol­i­cy and need­ed to repair and/or replace prop­er­ty that has been dam­aged or lost by events such as hail, wind, fire, frozen pipes, or theft. The pol­i­cy­hold­er pays pre­mi­ums, and in exchange expects the insur­ance com­pa­ny to hon­or its promise to pro­vide coverage.

Unfor­tu­nate­ly, and despite a legal oblig­a­tion placed on insur­ance com­pa­nies to per­form their oblig­a­tions and han­dle insur­ance claims in good faith, insur­ance com­pa­nies some­times fail to live up to their oblig­a­tions. In these unfor­tu­nate instances, insur­ance com­pa­nies dis­re­gard policyholder’s rights by improp­er­ly delay­ing the pay­ment of ben­e­fits, under­pay­ing the true val­ue of the loss, or deny­ing an insur­ance claim out­right when the claim is cov­ered under the pol­i­cy. When insur­ance car­ri­ers do this, the pol­i­cy­hold­er is denied ben­e­fits it paid for and that are right­ful­ly owed.

Our attor­neys have exten­sive expe­ri­ence in han­dling mat­ters on behalf of pol­i­cy­hold­ers to address these types of insur­ance cov­er­age and bad faith issues. We have suc­cess­ful­ly assist­ed pol­i­cy­hold­ers in recov­er­ing sub­stan­tial sums wrong­ful­ly denied and with­held by insur­ance car­ri­ers. If you believe your insur­ance claim has been improp­er­ly denied or delayed, please con­tact our office to dis­cuss how we can assist you to address that conduct.

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1000 East 16th Avenue, Denver, Colorado 80218
TEL: 303-531-0022 - FAX: 303-531-0021